What is Social Security Disability Insurance (SSDI)?
A federal disability insurance program that pays benefits to workers and certain family members; provided they worked long enough and paid Social Security taxes.
How do I know if I am eligible?
You may be eligible if you
- have a medical condition that is expected to last longer than twelve (12) months; or
- have an injury that may result in death; and
- meet the "Recent work" qualification based on your age at the time you became disabled; and
- meet the "Duration of work" qualification based on the time you worked under Social Security at the time you became disabled
You may eligible if you are
- an adult child with a disability that started before age 22 and you qualify using the earnings record of a qualified party; or
- a certain type of family member of the disabled person
Eligibility requirements are subject to change. Always check with the Social Security Administration for the latest eligibility information.
If you are denied, contact us immediately to find out how we can help.
How do I apply?
You can:
- call Social Security at 1-800-772-1213 (TTY 1-800-325-0778) and schedule an appointment. You may request your appointment be conducted by phone or in person at your local Social Security office
- go to your local Social Security office. (without a prescheduled appointment the wait time can be substantial)
- logon to the Social Security website at: www.ssa.gov
To help you get ready for your disability claims interview, the Social Security Administration publishes the Disability Starter Kit.
To obtain a copy:
To find an office near you, use the Social Security office locator
IMPORTANT: The Social Security representative may not fully understand your situation and incorrectly advise you of your eligibility. Always insist on filing your application.
If you are denied, contact us immediately to find out how we can help.
When should I apply?
You should apply for disability benefits as soon as you become disabled and have reason to belief your disability will last longer than twelve (12) months.
How long does it take?
The application interview typically lasts about one hour.
The average application processing time is between three to five months.
Will I receive back payments?
You are eligible to receive benefits up to one year prior to filing your application.
The first 5 months of a disability period is the "awaiting period" and you will not receive benefits
What if I am denied?
Social Security is required to provide you with a written notice of your denial. You must have this notice to proceed with an appeal.
You have the right to appeal the decision and be represented by an attorney.
Keep a copy of everything you receive from the Social Security Administration.
If you are denied, contact us immediately to find out how we can help.
How much will legal representation cost?
We are available for a no cost, no obligation consultation to answer questions about your social security claim.
If you need legal representation, our services are provided on a "contingency fee" basis with no upfront or out-of-pocket expenses to you. We only get paid if you get paid.
If you are denied, contact us immediately to find out how we can help.
What is Social Security Disability Insurance (SSDI)?
How do I know if I am eligible?
